Despite its significant potential, there has been little regulatory and supervisory guidance on m-insurance. The Access to Insurance Initiative (A2ii) commissioned this study in order to address the gap and contribute to the preparation of an International Association of Insurance Supervisors (IAIS) Application Paper on the Use of Digital Technology in Inclusive Insurance. Specifically, this study aimed to: explore existing supervisory approaches; provide insights on how to manage the supervisory risks and challenges associated with mobile insurance business models; and highlight areas for future further research and consideration.
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Rapports et publications, AssurTech et assurance mobile, Global | 2018
Regulating Mobile Insurance - Insurance business via mobile phones: regulatory challenges and emerging approaches
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View the presentations here. Digital technologies have experienced rapid growth in recent years. In particular, mobile insurance - which uses mobile phones for distribution, servicing or payments -
Mobile insurance has a huge potential in advancing inclusive insurance markets and has experienced rapid growth in recent years. However, it also brings with it new risks and challenges for insurance supervisors seeking to ensure policyholders are protected from abuse and fraud. Participants on the call will learn more about these risks and discuss potential supervisory responses. Additionally, different country examples will be shared with participants on the call.
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